Five Towns College 2019-2020 Catalog 
    Jul 05, 2022  
Five Towns College 2019-2020 Catalog [ARCHIVED CATALOG]

Tuition and Fees 2019-20

Tuition and fees are payable in accordance with the Schedule of Payments set forth below, unless a monthly payment plan has been approved by the Bursar. Checks and money orders should be made payable to Five Towns College. The privileges of the College are not available to the students until completion of registration and the payment of all fees and tuition. College policy does not permit a student to register for a subsequent semester if the student is in arrears for a prior semester. The Board of Trustees of the College reserves the right to make changes in fees, tuition, curriculum, and regulations and to charge for additional services whenever such action is deemed advisable.

Application Fee

A non-refundable fee of $35 is required at the time of application to process either an undergraduate or graduate application. This fee is waived if the online application is submitted.

Full-time Tuition

Undergraduate students taking 12 or more credits are full-time.

Full-Time Undergraduate Tuition per semester  
(12-17 credits) $11,480

Graduate (Master’s degrees) students taking 12 or more credits are full-time.

Full-Time Masters Tuition per semester  
(Up to 12 credits) $9,075

Doctoral students taking 9 or more credits are full-time.

Full-Time Doctoral Tuition per semester  
(Up to 9 credits) $9,525

Part-time Students and Extra Credits

Undergraduate and Master’s degree program students taking less than 12 credits are part-time.

Doctoral degree program students taking less than 9 credits are part-time.

Part-time students and full-time students taking extra credits above that which is published in the Recommended Sequence of Content for each program will be charged per credit for each registered credit or extra credit.

Undergraduate Tuition per credit $1,045
Master’s Tuition per credit $760
Doctoral Tuition per credit $1,060

College Fee Per Semester

12 + Credits $170
7-11 Credits $140
4-6 Credits $75
1-3 Credits $45

Tuition Rate Guarantee

Five Towns College guarantees that the price of tuition will not be increased for any student who matriculates into a degree program, and who maintains continuous registration without interruption for up to eight consecutive semesters of study, except if they have interrupted their studies pursuant to an approved Leave of Absence. Students who do not successfully complete at least 30 credits per year with a GPA of at least 2.0 will be subject to the tuition rate applicable to new students when classes resume for the fall term. This Tuition Rate Guarantee will be prorated to the expected date of graduation for transfer students as determined by the College Registrar at the time of initial enrollment at Five Towns College. Tuition Rate Guarantee does not apply to any fees, including residence hall room and board charges, nor does it apply to summer or J-Term sessions when tuition is typically reduced. Tuition Rate Guarantee requires that each student register and re-register on time for each successive semester. Students who register during the late registration period forfeit the Tuition Rate Guarantee, unless they do so with the permission of the College Provost. Additional late registration fees also apply.

Enrollment Deposit

After an acceptance letter from the FTC Office of Admissions is received, applicants should submit the required enrollment deposit as soon as reasonably possible. The required deposit is $200.00 and is refundable until May 1st for the Fall semester or until January 1st for the Spring semester. The tuition deposit is applied towards the tuition balance. After May 1st, the deposit is nonrefundable. 

Housing Deposit

A housing deposit of $150.00 is required for new students seeking to live on-campus. This deposit is refundable until May 1st for the Fall semester and January 1st for the Spring semester. After either May 1st or January 1st, the deposit is nonrefundable. 

Schedule of Payments

Fall tuition balances are due on or before June 1st. Spring tuition payments are due on or before January 5th. Students are required to pay their tuition and fees balance in full by these deadlines. The College will defer payment for those amounts covered by a final Five Towns College Estimated Financial Aid Award Letter and/or an approved NelNet Monthly Payment Plan.

Monthly Payment Plan

Students may elect to pay all or part of their tuition and fees account using the College’s approved NelNet Payment Plan. The NelNet eBill and ePayment solution provides a secure and convenient way for students to view their bill, and make payments on the go. Students who sign up for this plan receive an automated, consolidated bill that includes: tuition and fees, residence hall and board fees, and other charges. Text and email notifications let students and their authorized representatives know in advance when their bills will ready to view, and an embedded link takes them directly to the login page to schedule payments using an ACH electronic funds wire transfer. Users can make full or partial online and in-person payments, set-up payment plans, and /or manage third party access.

Students may sign up for the payment plan for one semester or for the two semesters of an academic year. Students who sign up to make between 2 and 6 payments for one semester are charged a fee of $50 for the plan. Students who sign up to make between 7 and 12 payments to cover two semesters are charged $90 for the plan. 

Student Activity Fee per Semester

This $65 fee is administered by the College and its Student Government Association, for student activities and other campus events.

Credit Cards

Mastercard, Discover Card and Visa are accepted for payment of tuition and fees up to a limit of $500.

Returned Check Fee

Students whose checks are returned by their bank will be subject to $35.00 reprocessing fee and will be required to make all subsequent payments by cash or certified check.

Student Medical Insurance

Due to the availability of medical insurance through the Affordable Care Act, Five Towns College does not provide medical insurance to students as of the Fall 2017 semester. All resident students are required to provide proof of medical insurance coverage prior to moving into a residence hall. International students are advised to consult with the Foreign Student Advisor prior to arriving in the United States, to determine whether or not their insurance plan will be acceptable in the local medical marketplace and to the College.

Late Registration Fee

Matriculated students are provided with a date by which they must re-register for the next academic term. Students who do not register on time may still register up to 5 days late without penalty. Students who register more than 5 days late, but less than 15 days late will be assessed a Late Registration Fee of $30. Students who are more than 15 days late, but during the current semester will be assessed a a fee of $60.00. Students registered after the close of the current term will be charged a fee of $100.00. Students who re-register late are deemed to have forfeited their Tuition Rate Guarantee. Re-register on-time!

1098-T Form

The 1098-T tax form is a Tuition Statement provided by Five Towns College to all eligible students who pay qualified tuition and related expenses (QTRE) during the calendar year, January 1 through December 31.  The 1098-T tax form also includes the total dollar amount the eligible student received in scholarships and grants.  By enrolling at Five Towns College, students give their consent to receive their 1098-T forms electronically and are provided with access to their current and previous year 1098-T forms via the Five Towns College Student Portal.  Students may elect to opt out of this electronic distribution process by notifying the Five Towns College Vice President of Finance and Administration of such election in writing.  Students who opt out will receive a hardcopy 1098-T via U.S. Mail instead.  More information regarding the 1098-T form may be found at

Refund Policy

Refunds are made solely at the discretion of the College for conditions beyond the student’s control such as military service, serious personal illness, or other emergencies acceptable to the Committee on Refunds.

All requests must be accompanied by appropriate documentation.

Refunds will be based on the date of receipt of written notification of withdrawal. Nonattendance in a course does not constitute an official withdrawal. Students are responsible for payment for all tuition and fees until an official withdrawal is presented to the Registrar.

  • Withdrawal from the College on or before the end of the Add/Drop week— 100% of tuition and fees less an administrative fee of $100.
  • Withdrawal from the College during the second week of classes — 60% of tuition and fees less an administrative fee of $100.
  • Withdrawal from the College during the third week of classes — 40% of tuition and fees less an administrative fee of $100.
  • Withdrawal from the College during the fourth week of classes — 20% of tuition and fees less an administrative fee of $100.

After the completion of the fourth week of classes, there will be no refunds granted.

The application fee is non-refundable.

Late Payment Fee

Students are required to pay their tuition and fees by published deadlines. Unpaid balances of student accounts are subject to a monthly Late Payment Fee of $50.00 per month. Unpaid balances after the term ends are subject to a monthly 1% interest charge.